Equity Ratio -0.084*** -0.063*** -0

Equity Ratio -0.084*** -0.063*** -0.078*** -0.083*** -0.061***
[0.023] [0.022] [0.023] [0.023] [0.022]
Bank Reserves -1.378*** -1.365*** -1.405*** -1.391*** -1.405***
[0.115] [0.116] [0.117] [0.114] [0.117]
Dummy Reserve Reduction 0.312*** 0.339*** 0.312*** 0.310*** 0.332***
[0.086] [0.086] [0.086] [0.086] [0.086]
Share of Customer Loans -0.016*** -0.016*** -0.013*** -0.015*** -0.012***
[0.004] [0.004] [0.004] [0.004] [0.004]
Sectoral Credit Portfolio Concentr. -0.011* -0.008 -0.007 -0.011* -0.006
[0.006] [0.006] [0.006] [0.006] [0.006]
Dummy for Hidden Liabilities 0.679*** 0.667*** 0.684*** 0.664*** 0.658***
[0.091] [0.091] [0.091] [0.091] [0.092]
Share of fee income 0.020** 0.018** 0.015* 0.018** 0.013
[0.009] [0.009] [0.009] [0.009] [0.009]
Return on Equity -0.034*** -0.032*** -0.035*** -0.034*** -0.033***
[0.003] [0.003] [0.003] [0.003] [0.003]
Non-performing Loans 0.180*** 0.174*** 0.180*** 0.177*** 0.173***
[0.012] [0.012] [0.012] [0.012] [0.012]
Off-Balance Sheet Activity 0.045*** 0.047*** 0.044*** 0.049*** 0.050***
[0.016] [0.016] [0.016] [0.016] [0.016]
Per Capital GDP Growth 0.006 0.005 0.004 0.004 0.002
[0.008] [0.008] [0.008] [0.008] [0.008]
Lerner Index -3.043*** -2.338***
[0.744] [0.732]
Regional Geographic Reach (Share) 0.026*** 0.023***
[0.005] [0.005]
Boone Indicator 0.272** 0.254**
[0.113] [0.109]
Number of Observations 37,529 37,529 37,529 37,529 37,529
pseudo R2 0.283 0.286 0.287 0.284 0.29
Banking Group Dummies YES YES YES YES YES

ผลลัพธ์ (ไทย) 1:

Equity Ratio -0.084*** -0.063*** -0.078*** -0.083*** -0.061***[0.023] [0.022] [0.023] [0.023] [0.022]Bank Reserves -1.378*** -1.365*** -1.405*** -1.391*** -1.405***[0.115] [0.116] [0.117] [0.114] [0.117]Dummy Reserve Reduction 0.312*** 0.339*** 0.312*** 0.310*** 0.332***[0.086] [0.086] [0.086] [0.086] [0.086]Share of Customer Loans -0.016*** -0.016*** -0.013*** -0.015*** -0.012***[0.004] [0.004] [0.004] [0.004] [0.004]Sectoral Credit Portfolio Concentr. -0.011* -0.008 -0.007 -0.011* -0.006[0.006] [0.006] [0.006] [0.006] [0.006]Dummy for Hidden Liabilities 0.679*** 0.667*** 0.684*** 0.664*** 0.658***[0.091] [0.091] [0.091] [0.091] [0.092]Share of fee income 0.020** 0.018** 0.015* 0.018** 0.013[0.009] [0.009] [0.009] [0.009] [0.009]Return on Equity -0.034*** -0.032*** -0.035*** -0.034*** -0.033***[0.003] [0.003] [0.003] [0.003] [0.003]Non-performing Loans 0.180*** 0.174*** 0.180*** 0.177*** 0.173***[0.012] [0.012] [0.012] [0.012] [0.012]Off-Balance Sheet Activity 0.045*** 0.047*** 0.044*** 0.049*** 0.050***[0.016] [0.016] [0.016] [0.016] [0.016]Per Capital GDP Growth 0.006 0.005 0.004 0.004 0.002[0.008] [0.008] [0.008] [0.008] [0.008]Lerner Index -3.043*** -2.338***[0.744] [0.732]Regional Geographic Reach (Share) 0.026*** 0.023***[0.005] [0.005]Boone Indicator 0.272** 0.254**[0.113] [0.109]Number of Observations 37,529 37,529 37,529 37,529 37,529pseudo R2 0.283 0.286 0.287 0.284 0.29กลุ่มธนาคารหุ่นใช่ใช่ใช่ใช่ใช่

ผลลัพธ์ (ไทย) 2:

ส่วนอัตราส่วน -0084 -0063 *** *** *** -0078 -0083 -0061 *** ***
[0023] [0022] [0023] [0023] [0022]
ธนาคารสำรอง -1378 *** - *** 1365 *** -1405 -1391 -1405 *** ***
[0115] [0116] [0117] [0114] [0117]
Dummy สำรองลดลง 0.312 0.339 *** *** *** 0.312 0.310 *** *** 0.332
[0086] [0086] [0086] [0086] [0086]
ส่วนแบ่งเงินให้สินเชื่อลูกค้า -0016 -0016 *** *** *** -0013 -0015 -0012 ** *** *
[0004] [0004] [0004] [0004] [0004]
สาขาเครดิตผลงานเข้มข้น * -0011 -0008 -0007 -0011 -0006 *
[0006] [0006] [0006] [0006] [0006]
Dummy สำหรับหนี้สินที่ซ่อน 0.679 0.667 *** *** *** 0.684 0.664 0.658 ** *** *
[0091] [0091] [0091] [0091] [0092]
ส่วนแบ่งรายได้ค่าธรรมเนียม 0.020 ** 0.018 ** 0.015 * 0.018 ** 0.013
[0.009] [0.009] [0.009] [0.009] [0.009]
อัตราผลตอบแทนต่อส่วนผู้ถือหุ้น -0034 -0032 *** *** *** -0035 -0034 -0033 *** ***
[0003] [0003] [0003] [0003] [0003]
สินเชื่อด้อยคุณภาพ *** 0.180 0.174 * ** *** 0.180 0.177 0.173 *** ***
[0012] [0012] [0012] [0012] [0012]
ปิดสมดุลกิจกรรมแผ่น *** 0.045 0.047 0.044 *** *** *** 0.049 0.050 ***
[0016] [0016] [0016] [0016] [0016]
ต่อทุนเจริญเติบโตของ GDP 0006 0005 0004 0004 0002
[0008] [0008] [0008] [0008] [0008]
เลิร์นเนอดัชนี -3043 *** *** -2338
[0744] [0732]
ภูมิศาสตร์ภูมิภาค Reach (หุ้น) 0.026 0.023 *** ***
[0005] [0005]
เนบ่งชี้ 0.272 ** 0.254 **
[0.113] [0.109]
จำนวนสังเกต 37.529 37.529 37.529 37.529 37.529
0.283 0.286 0.287 0.284 หลอก R2 00:29
Banking Group หุ่น YES YES YES YES YES

ผลลัพธ์ (ไทย) 3:

อัตราส่วนหนี้สินต่อส่วนของผู้ถือหุ้น -0.084 -0.078 -0.063 0.96 0.96 0.96 0.96 0.96 0.96 0.96 0.96 0.96 0.96 -0.061 -0.083
[ [ 0,022 0,023 0,023 0,023 0,022 [ [ [ ]
-1.365 -1.378 ธนาคารขอสงวนสิทธิ์ *** *** *** -1.391 -1.405 -1.405 *** ***
[ [ 0,116 0,115 0,117 0,114 0,117 [ [ [ ]
Dummy Reserve ที่ลดลง 0,312 0,312 0,339 0.96 0.96 0.96 0.96 0.96 0.96 0.96 0.96 0.96 0.96 0,310 0,332 0,086 0,086 [
[ [ [ [ 0,086 0,086 0,086 ที่ใช้ร่วมกันของลูกค้าสินเชื่อ ]
-0.016 -0.013 -0.016 0.96 0.96 0.96 0.96 0.96 0.96 0.96 0.96 0.96 0.96 -0.012 -0.015
0004 0,004 0,004 0,004 [ [ [ [ 0.004 ]
ร้อยละ 0.2 จากบัตรเครดิตได้ concentr พอร์ตโฟลิโอ * -0.006-0.011 -0.011 -0.008 -0.007 * ในได้ ใน ) [ ]
( 0.006 0.006 นิ้ว ( 0.006 นิ้ว ( 0.006 นิ้ว ] [ ]
ที่ซ่อนอยู่ในความรับผิดเทียม 0,006 0,679 0,667 0,684 0.96 0.96 0.96 0.96 0.96 0.96 0.96 0.96 0.96 0.96 0,658 0,664
[ [ 0,091 0,091 0,091 0,091 0,092 [ [ [ ]
แบ่งปันของรายได้จากค่าธรรมเนียม 0,018 0,018 0,015 0,020 ** ** ** 0,013 0,009 *
[ [ [ 0,009 0,009 0,009 0,009 [ [ ]
ผลตอบแทน -0.034 0.325 - 0.81 0.96 0.96